BIG DATA CONSUMER LENDING
Kreditech is a BIG DATA infrastructure that allows for credit bureau independent acquisition, identification, scoring and retention management in consumer lending. 5 billion
We provide breakthrough customer service levels in online / mobile consumer lending. Paperless convenient application, real time scoring & payouts, data driven product recommendations and innovative credit cards are just the beginning for our mission to set a new service level in consumer lending.
SOLUTION: BIG DATA 0
Kreditech works likes a big mosaic - Any online data that can be found about an individual will be used for fraud detection, identification, scoring. A decision /payout is made within seconds 100% automatically - no manual actions occure in the workflow. This generates customer value as unbanked individuals with no credit bureau history can get credit in 10 min conveniently. Variable cost is 0 at unlimited scale thanks to fully automatized processes. 15,000
DATA POINTS 24 / 7
PER APPLICATION MAX.
CHANCE FOR E-COMMERCE PC SOCIAL GRAPH BROWSING
BEHAVIOUR MOBILE HARDWARE APPS FINGERPRINT CHARGEBACKS PAYMENTS SOLD GOODS PURCHASED PRODUCTS LOCATIONS COOKIES PROXY CHECK FINGERPRINT GPS APPS DEVICE SOCIAL FINGERPRINT INTERACTION FRIENDS LIKES
THE BEST DRIVERS...
...are nothing without a great team of financial backers. Because starting from pole and being overtaken by someone with a faster car is no fun. So we got some fuel. Lots of fuel. In fact, it's not only fuel but every single investor adds a strategic benefit to setting a new global standard in scoring / microlending. 200 - 300%
Return on Customer Acquisition in 12 months >$75,000,000
Lending Run Rate (05/2014) >$25,000,000
Raised Venture Equity & Debt Stefan Glaenzer Michael Brehm Young Brains Felix Haas Point9 Capital Kreos Capital Heiko Hubertz Blumberg Capital Samwer Brothers / Global Founders Capital
Though we are based on automatized processes and are proud to be one of the leading technology companies, we wouldn't be anything without a great team and our unique working atmosphere. 1
TABLE TENNIS >30
NERF GUNS 1
SUPER FANCY DANCY